Banks and lenders must report the loans they have granted to housing companies to the Residential and Commercial Property Information System. The reporting obligation applies to loans of housing companies and mutual real estate companies in the Residential and Commercial Property Information System.
Housing company loans whose purpose is new construction or repair construction are reported to the Residential and Commercial Property Information System. Major improvement includes repair construction.
How and when is loan information reported?
Banks and lenders report the information through the interface service. If the interface is not enabled, report on form.
Loan information must be reported for the first time by 30 November 2025. The loan information must also be kept up to date after this.
- If the information has been reported through the interface service, the housing company’s loan balance information is updated in the Residential and Commercial Property Information System once a week.
- If the information has been reported on the form, the lender must report the updated loan information whenever there are changes to the loan (the amount of the loan granted changes or the loan has been paid off).