This is how you can register the ownership of your apartment

Based on your answers, the service assistant will tell you how to register the ownership of your apartment and which attachments you need to submit. The assistant can help with the most common cases, but we may still contact you and ask for further information to resolve your matter.

How did you acquire the apartment?

Who is the seller?

Is the apartment’s share certificate on paper or electronic?

Was the apartment under construction or ready at the time of the sale?

Is the apartment’s share certificate on paper or electronic?

Is the apartment’s share certificate on paper or electronic?

Was the apartment under construction or ready at the time of the sale?

Is the apartment’s share certificate on paper or electronic?

Divorce or separation from cohabiting partner?

Is the divorce being processed?

Is the apartment’s share certificate on paper or electronic?

Is the apartment’s share certificate on paper or electronic?

What type of a will?

If the right of ownership to a property is determined by a will, the inheritor obtains the right of ownership to the property.

With a testament granting a right of use, the beneficiary can use the property, such as a widow being able to use a shared apartment. However, the inheritor does not own the property in question.

Are you the sole inheritor or are there others?

Is the apartment’s share certificate on paper or electronic?

Is the apartment’s share certificate on paper or electronic?

Are you the sole heir or was the estate distributed?

Has the estate been distributed?

Is the apartment’s share certificate on paper or electronic?

Is the apartment’s share certificate on paper or electronic?

Where is the paper share certificate?

File and pay your transfer tax

Submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

If your bank is involved in the housing transaction and you use a mortgage to buy a home, talk to your bank. The bank will apply for ownership registration on your behalf.

If you receive the share certificate during a housing transaction, you must apply to register the ownership for yourself:

Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

The share certificate must include a transfer note. If there isn’t a transfer note, you should also bring a copy of the deed of sale.

Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

Did you get a parcel? 

A parcel means that you have, for example, received half of the apartment. You will also need the signatures of the other owners on the application. You cannot register the ownership of a parcel unless all owners are present. 

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

File and pay your transfer tax

Submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

If your bank is involved in the housing transaction and you use a mortgage to buy a home, talk to your bank. The bank will apply for ownership registration on your behalf.

If you carry out a housing transaction without a real estate agent or a bank, you must be the one to register the ownership with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.

Include the seller's consent, such as a copy of the deed of sale, to your application. Send the application form with the attachments by secure email or post.

Apply to register your ownership of the apartment as soon as possible.

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

File and pay your transfer tax

Submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service.

Report the housing transaction (transfer agreement) to RS Bank

When the first buyer of the apartment sells the property to you before it is completed, report the transaction to RS Bank.

After the ownership has been transferred to you, RS Bank will notify the National Land Survey of the ownership of your apartment.

The National Land Survey registers your ownership based on notification from RS; you do not have to apply for ownership registration.

PLEASE NOTE: If you have purchased a property other than a apartment, for example, a parking space or a commercial facility, apply for ownership registration yourself. RS Bank only reports the ownership of apartments.

Read more about the RS procedure in housing transactions.

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

File and pay your transfer tax

Submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

If your bank is involved in the housing transaction and you use a mortgage to buy a home, talk to your bank. The bank will apply for ownership registration on your behalf.

If you receive the share certificate during a housing transaction, you must apply to register the ownership for yourself:

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

Acquire the attachments

  1. Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

    The share certificate must include a transfer note. If there isn’t a transfer note, you should also bring a copy of the deed of sale.

    Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

     

  2. Other attachments can be submitted electronically in the e-service or via secure mail.

    If the names of the shareholders of the estate are not shown in the certificate of title, also provide the following attachments:

If an estate administrator or distributor has represented the seller, provide the following attachments:

  • the appointment letter of the estate administrator or distributor
  • powers of attorney issued by the shareholders of the estate, if the estate has been sold by the estate distributor

Did you get a parcel? 

A parcel means that you have, for example, received half of the apartment. You will also need the signatures of the other owners on the application. You cannot register the ownership of a parcel unless all owners are present.

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

 

File and pay your transfer tax

Submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

If your bank is involved in the housing transaction and you use a mortgage to buy a home, talk to your bank. The bank will apply for ownership registration on your behalf.

If you carry out a housing transaction without a real estate agent or a bank, you must be the one to register the ownership with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.

Send the application form with the attachments by secure email or post.

Apply to register your ownership of the apartment as soon as possible.

Acquire the attachments

Always attach the seller's consent to the application, such as a copy of the deed of sale and the powers of attorney from the estate shareholders authorising the sale. 

If the names of the shareholders of the estate are not shown in the certificate of title, also provide the following attachments:

If an estate administrator or distributor has represented the seller, provide the following attachments:

  • the appointment letter of the estate administrator or distributor
  • powers of attorney issued by the shareholders of the estate, if the estate has been sold by the estate distributor

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

File and pay your transfer tax

Submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

If your bank is involved in the housing transaction and you use a mortgage to buy a home, talk to your bank. The bank will apply for ownership registration on your behalf.

If you receive the share certificate during a housing transaction, you must apply to register the ownership for yourself:

Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

The share certificate must include a transfer note. If there isn’t a transfer note, you should also bring a copy of the deed of sale.

Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

Did you get a parcel? 

A parcel means that you have, for example, received half of the apartment. You will also need the signatures of the other owners on the application. You cannot register the ownership of a parcel unless all owners are present. 

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

File and pay your transfer tax

Submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

If your bank is involved in the housing transaction and you use a mortgage to buy a home, talk to your bank. The bank will apply for ownership registration on your behalf.

If you carry out a housing transaction without a real estate agent or a bank, you must be the one to register the ownership with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.

Include the seller's consent, such as a copy of the deed of sale, to your application. Send the application form with the attachments by secure email or post.

Apply to register your ownership of the apartment as soon as possible.

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

File and pay your transfer tax

Submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service.

The developer’s RS bank will notify of your ownership to the NLS

After the ownership has been transferred to you, RS Bank will notify the National Land Survey of the ownership of your apartment.

The National Land Survey registers your ownership based on notification from RS; you do not have to apply for ownership registration.

PLEASE NOTE: If you have purchased a property other than a apartment, for example, a parking space or a commercial facility, apply for ownership registration yourself. RS Bank only reports the ownership of apartments.

Read more about the RS procedure in housing transactions.

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

Apply for the registration of ownership

Apply for the registration of ownership in the e-service:
- private customers (in Finnish or in Swedish)
- organisations (in Finnish or in Swedish).

If you are unable to use the e-service, you can apply for the registration of ownership with a form (suomi.fi, in Finnish or in Swedish).

Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

The share certificate must include a transfer note. If there is no transfer annotation, bring the deed of gift with you, a copy is sufficient.

Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

Did you get a parcel? 

A parcel means that you have, for example, received half of the apartment. You will also need the signatures of the other owners on the application. You cannot register the ownership of a parcel unless all owners are present. 

Guardianship and minority

If any of the recipients is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

Apply for the registration of ownership

Apply to register the ownership with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.

Attach the gift-giver’s consent, such as a copy of the deed of gift, to the application. Send the application form with the attachments by secure email or post.

Apply to register your ownership of the apartment as soon as possible.

Guardianship and minority

If any of the recipients is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

Remember to pay transfer tax

Check with the Tax Administration if you need to pay transfer tax.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

Acquire the attachments

  1. Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

    Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

     

  2. You can submit the other attachments electronically in the e-service or via secure mail:
  • an agreement on the division or separation of assets
  • appointment letter of the estate distributor, if you used one

Remember to pay transfer tax

Check with the Tax Administration if you need to pay transfer tax.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

  • If the division of assets involves an unpaid mortgage, talk to your bank. The bank will apply for ownership registration on your behalf.
  • Otherwise, you must apply for ownership registration with a form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.
    • Send the application form with the attachments by secure email or post. With your application, include:
      • the consent of your former spouse, i.e. the partitioning agreement, separation agreement or signed consent on the application form. Consent may also be given with a separate document.
      • appointment letter of the distributor, if you used one.

Apply to register your ownership of the apartment as soon as possible. 

Wait a moment

You can only apply for the registration of ownership when the divorce is being processed at the district court.

Remember to pay transfer tax

Check with the Tax Administration if you need to pay transfer tax.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

Acquire the attachments

  1. Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

    Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

     

  2. You can submit the other attachments electronically in the e-service or via secure mail:
  • an agreement on the separation of assets
  • appointment letter of the estate distributor, if you used one

Remember to pay transfer tax

Check with the Tax Administration if you need to pay transfer tax.

The National Land Survey will not record your ownership in the share register until the transfer tax has been paid.

Apply for the registration of ownership

  • If the division of assets involves an unpaid mortgage, talk to your bank. The bank will apply for ownership registration on your behalf.
  • Otherwise, you must apply for ownership registration with a form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.
    • Send the application form with the attachments by secure email or post. With your application, include:
      • the consent of your former spouse, i.e. separation agreement or signed consent on the application form. Consent may also be given with a separate document.
      • appointment letter of the distributor, if you used one.

Apply to register your ownership of the apartment as soon as possible. 

Apply for the registration of ownership

Apply for the registration of ownership in the e-service:
- private customers (in Finnish or in Swedish)
- organisations (in Finnish or in Swedish).

If you are unable to use the e-service, you can apply for the registration of ownership with a form (suomi.fi, in Finnish or in Swedish).

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

You can submit the application in advance, but the National Land Survey will not register your ownership until the will is finalised.

Acquire the attachments

  1. Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

    Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

     

  2. You can submit the other attachments electronically in the e-service or via secure mail:

Please note: If the deceased was married at the time of death and their will grants you the entire estate, you should also provide documentation of the division or separation of the estate between heirs of the deceased and the widow/widower.

Did you get a parcel? 

A parcel means that you have, for example, received half of the apartment. You will also need the signatures of the other owners on the application. You cannot register the ownership of a parcel unless all owners are present. 

Apply for the registration of ownership

Apply to register the ownership with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.

Attach to the application

Please note: If the deceased was married at the time of death and their will grants you the entire estate, you should also provide documentation of the division or separation of the estate between heirs of the deceased and the widow/widower.

Send the application form with the attachments by secure email or post.

Apply to register your ownership of the apartment as soon as possible.

You can submit the application in advance, but the National Land Survey will not register your ownership until the will is finalised.

Apply for the registration of ownership

Apply for the registration of ownership in the e-service:
- private customers (in Finnish or in Swedish)
- organisations (in Finnish or in Swedish).

If you are unable to use the e-service, you can apply for the registration of ownership with a form (suomi.fi, in Finnish or in Swedish).

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

You can submit the application in advance, but the National Land Survey will not register your ownership until the will is finalised.

Acquire the attachments

  1. Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

    Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

     

  2. You can submit the other attachments electronically in the e-service or via secure mail:

Please note: If the deceased was married at the time of death and their will grants you the entire estate, you should also provide documentation of the division or separation of the estate between heirs of the deceased and the widow/widower.

Did you get a parcel? 

A parcel means that you have, for example, received half of the apartment. You will also need the signatures of the other owners on the application. You cannot register the ownership of a parcel unless all owners are present. 

Apply for the registration of ownership

Apply to register the ownership with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.

Attach to the application

Please note: If the deceased was married at the time of death and their will grants you the entire estate, you should also provide documentation of the division or separation of the estate between heirs of the deceased and the widow/widower.

Send the application form with the attachments by secure email or post.

Apply to register your ownership of the apartment as soon as possible.

You can submit the application in advance, but the National Land Survey will not register your ownership until the will is finalised.

Apply for the registration of a right of use and possession

You can apply for the registration of a right of use and possession. You can submit your application before the will is legally valid. Apply for the registration of the right of use and possession with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration in the e-service.

Attach to the application

Remember the transfer tax

If you use external funds in the distribution of the estate, check with the Finnish Tax Administration if you need to pay transfer tax. If necessary, submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service. The National Land Survey will not register your ownership in the shareholders’ register until the transfer tax has been paid.

Apply for the registration of ownership

Apply for the registration of ownership in the e-service:
- private customers (in Finnish or in Swedish)
- organisations (in Finnish or in Swedish).

If you are unable to use the e-service, you can apply for the registration of ownership with a form (suomi.fi, in Finnish or in Swedish).

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

Acquire the attachments

  1. Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

    Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

     

  2. You can submit the other attachments electronically in the e-service or via secure mail:

Please note: If the deceased was married at the time of death, you should also provide documentation of the division or separation of the estate between heirs of the deceased and the widow/widower.

If a distributor was used for the estate, also acquire the following attachments:

  • appointment letter of the estate distributor
  • acceptance of the agreement by the parties.

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

Did you get a parcel? 

A parcel means that you have, for example, received half of the apartment. You will also need the signatures of the other owners on the application. You cannot register the ownership of a parcel unless all owners are present. 

Remember the transfer tax

If you use external funds in the distribution of the estate, check with the Finnish Tax Administration if you need to pay transfer tax. If necessary, submit a transfer tax return and pay tax in the Finnish Tax Administration’s MyTax service. The National Land Survey will not register your ownership in the shareholders’ register until the transfer tax has been paid.

Apply for the registration of ownership

Apply to register the ownership with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.

Send the application form with the attachments by secure email or post.

Apply to register your ownership of the apartment as soon as possible.

Acquire the attachments

Attach to the application

Please note: If the deceased was married at the time of death, you should also provide documentation of the division or separation of the estate between heirs of the deceased and the widow/widower.

If a distributor was used for the estate, also acquire the following attachments:

  • appointment letter of the estate distributor
  • acceptance of the agreement by the parties.

Guardianship and minority

If any of the parties is a minor or under guardianship, you need to provide the appropriate documents and permits:

  • appointment letter of the guardian or deputy guardian
  • the Digital and Population Data Services Agency’s permit
  • possible continuing power of attorney

Read more about guardianship on the Digital and Population Data Services Agency’s website.

Depending on your circumstances:

  • If you do not intend to distribute the estate's assets yet, it is advisable to apply for clarification of ownership for the apartment owned by the estate. Clarification of ownership is not mandatory, but it will make things easier to manage with the housing company, as the information on the parties to the estate is available in the Residential and Commercial Property Information System.

    You should apply for the clarification of ownership when, for example, an estate wants to sell the apartment. This way, you will not need to provide the buyer with the deed of estate inventory and a detailed extract from the Population Information System for the registration of ownership.

    Learn more about the clarification of ownership

  • If you plan to make an inheritance division in the near future, you can apply for ownership registration after the inheritance division agreement has been concluded. Check the search instructions and the necessary attachments from the inheritance section of this e-service assistant.

    Read more about the registration of ownership

Apply for the registration of ownership

Apply for the registration of ownership in the e-service:
- private customers (in Finnish or in Swedish)
- organisations (in Finnish or in Swedish).

If you are unable to use the e-service, you can apply for the registration of ownership with a form (suomi.fi, in Finnish or in Swedish).

Check the deadline for applying to register ownership. If the application for the registration of ownership is not submitted by the deadline, you will have to pay a late fee in addition to the registration fee.

Acquire the attachments

  1. Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate.

    Has the share certificate been lost? Learn more about registering ownership when a share certificate has been lost.

     

  2. You can submit the other attachments electronically in the e-service or via secure mail:

Please note: If the deceased was married at the time of death, you should also provide documentation of the division or separation of the estate between yourself as the sole heir of the deceased and the widow/widower.

Did you get a parcel? 

A parcel means that you have, for example, received half of the apartment. You will also need the signatures of the other owners on the application. You cannot register the ownership of a parcel unless all owners are present. 

Apply for the registration of ownership

Apply to register the ownership with the form (suomi.fi, in Finnish or in Swedish). You will not be able to apply for the registration of ownership in the e-service.

Attach to the application

Please note: If the deceased was married at the time of death, you should also provide documentation of the division or separation of the estate between yourself as the sole heir of the deceased and the widow/widower.

Send the application form with the attachments by secure email or post.

Apply to register your ownership of the apartment as soon as possible.

Apply for the registration of ownership

Apply for the registration of ownership in the e-service:
- private customers (in Finnish or in Swedish)
- organisations (in Finnish or in Swedish).

If you are unable to use the e-service, you can apply for the registration of ownership with a form (suomi.fi, in Finnish or in Swedish).

Bring the original share certificate to our customer service point or send it by post. If you bring the share certificate to our customer service point, check the opening hours of the service points. You can make an appointments at most service points. Our service points do not have mailboxes where you could leave the share certificate. Anybody can bring the share certificate to our customer service point on behalf of the owner of the apartment.

If the apartment has several owners, it is enough for one of the owners to apply for registration of ownership of the apartment.

Contact your bank

If the share certificate of your apartment is held by your bank as collateral for the loan, you cannot apply for registration of ownership on your own.

Your bank can apply for the registration of ownership on your behalf. Contact your bank.

Depending on your circumstances:

If your paper share certificate is misplaced or damaged, request its annulment from the district court. Learn more about registering ownership when a share certificate has been lost.

Please note: If the housing company has never printed paper share certificates or issued temporary certificates, you can apply for the registration of ownership with a statement from the housing company's board.