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  • What do I do if my share certificate is in the bank?

    If your share certificate is held by a bank as collateral for a loan, you can authorise the bank to apply for registration on your behalf. However, there is no rush to apply for the registration of ownership. 

    If your share certificate is stored in a bank safe but not as collateral for a loan, you can contact the bank and agree whether to apply for the registration of ownership yourself or authorise the bank to do so.

  • I bought an apartment whose ownership is still indicated by a paper share certificate, even though the housing company has already been transferred to the Residential and Commercial Property Information System. What do I need to do?

    You must apply for the registration of your ownership within two months of signing the deed of transfer or transfer of ownership. Apply for the registration of ownership from the National Land Survey.

    You can apply for the registration of ownership in the e-service:
    - private customers (in Finnish or in Swedish)
    - organisations (in Finnish or in Swedish)

    The application must be accompanied by your original paper share certificate with a transfer note in your name. You can send your application and share certificate by mail or bring them to the National Land Survey’s service location anywhere in Finland. Please note that the share certificate is a transferable security and it is important to select a secure delivery method. For additional information, see the Posti website, for example.

    Based on the application, the National Land Survey of Finland will register your ownership as an electronic registration of ownership in the Residential and Commercial Property Information System and cancel the paper share certificate at the same time. Do not cancel or destroy your share certificate yourself. 

    Read more about the registration of ownership. 

    If the apartment is pledged as collateral for a loan, please contact the bank.  

  • I bought an apartment whose ownership is indicated by an electronic registration of ownership. What do I need to do?

    Apply for the registration of ownership from the National Land Survey. Application form (in Finnish).

    To register your ownership, you need the seller’s consent. Attach a copy of the deed of sale or separate written consent and the seller’s contact information (telephone number and email address) to the application.

    Alternatively, the seller can sign their consent to the application form for the registration of ownership. NLS will contact the seller to verify their consent.

    Read more about the registration of ownership. 

    If the apartment is pledged as collateral for a loan, please contact the bank.  

  • Do I also need to apply for a separate registration of ownership for the parking space?

    If the parking space has a separate share certificate, apply for the registration of ownership the same way as you would an apartment. In new housing companies (established in 2019 or later), the new owner applies for the registration of ownership of a parking space with the consent of the previous owner. 

    If the parking space does not have a share certificate, you do not have to apply for ownership of the parking space separately because the apartment and the parking space are controlled with the same group of shares. The items controlled by the share group are shown in the articles of association and the apartment printout. 

  • What are the processing times for registration applications?

    Application processing times can be found on the Application processing times.

  • I need to register quickly. Can I get the registration right away?

    The registration can be rushed for a justified reason (for example, a housing transaction is coming up).

    Please contact the National Land Survey’s customer service by phone or using the online form if you need faster registration.