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  • I am a shareholder – what do I need to do?

    The procedure depends on whether your housing company is already included in the Residential and Commercial Property Information System, and whether your apartment still has a paper share certificate or an electronic registration of ownership.  

    You can check the instructions for each situation by responding to the service assistant’s questions.  

  • I was notified that my housing company’s list of shares has been transferred to the Residential and Commercial Property Information System. What do I need to do?

    If you are the current owner of the apartment, you have 10 years to apply to the National Land Survey for the registration of ownership of the apartment. This means that you will convert your paper share certificate into electronic form. Apply for the registration of ownership from the National Land Survey. Application form (in Finnish).  

    Your original paper share certificate is required as an attachment to the application. You can send your application and share certificate by mail or bring them to the National Land Survey’s service location anywhere in Finland. Please note that the share certificate is a transferable security and it is important to select a secure delivery method. For additional information, see the Posti website, for example. 

    Based on the application, the National Land Survey of Finland will register your ownership as an electronic registration of ownership in the Residential and Commercial Property Information System and cancel the paper share certificate at the same time. Do not cancel or destroy your share certificate yourself. 

    Read more about the registration of ownership. 

  • What do I do if my share certificate is in the bank?

    If your share certificate is held by a bank as collateral for a loan, you can authorise the bank to apply for registration on your behalf. However, there is no rush to apply for the registration of ownership. 

    If your share certificate is stored in a bank safe but not as collateral for a loan, you can contact the bank and agree whether to apply for the registration of ownership yourself or authorise the bank to do so.

  • I bought an apartment whose ownership is still indicated by a paper share certificate, even though the housing company has already been transferred to the Residential and Commercial Property Information System. What do I need to do?

    You must apply for the registration of your ownership within two months of signing the deed of transfer or transfer of ownership. Apply for the registration of ownership from the National Land Survey.

    You can apply for the registration of ownership in the e-service:
    - private customers (in Finnish or in Swedish)
    - organisations (in Finnish or in Swedish)

    The application must be accompanied by your original paper share certificate with a transfer note in your name. You can send your application and share certificate by mail or bring them to the National Land Survey’s service location anywhere in Finland. Please note that the share certificate is a transferable security and it is important to select a secure delivery method. For additional information, see the Posti website, for example.

    Based on the application, the National Land Survey of Finland will register your ownership as an electronic registration of ownership in the Residential and Commercial Property Information System and cancel the paper share certificate at the same time. Do not cancel or destroy your share certificate yourself. 

    Read more about the registration of ownership. 

    If the apartment is pledged as collateral for a loan, please contact the bank.